Stand out to sellers as a pre-qualified buyer.

Certain REALTORS® may ask buyers to get pre-qualified before starting their home search.

Before you begin your search for your first home, we can assist you with getting pre-qualified for a mortgage.

The Funding Team is here to help you get pre-qualified and take the first step toward homeownership! Just fill out our secure mortgage pre-qualification form on our website. With a pre-qualification letter in hand, you'll have confidence knowing you're one step closer to securing a mortgage before you start exploring potential homes.

Some REALTORS® may require buyers to get pre-qualified before beginning their home search. A straightforward mortgage pre-qualification letter helps narrow down your options to find the perfect home. It also streamlines the mortgage application process, making it easier and more efficient.

Determine how your credit looks.

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.

There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are freecreditreport.com and creditkarma.com.

If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.

Fill out the questionnaire to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire to start exploring your mortgage options today!

We pride ourselves on transparent communication and being readily available whenever you need assistance. Our skilled team is here to guide you every step of the way.

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